It’s that time of year again when we have to work through all the decisions involved with open enrollment. I understand that this process often can be confusing and cumbersome. It’s important to understand your options for healthcare coverage, and at the same time, we all wish that we had a crystal ball to predict our health over the next year.
For me personally, I have found that using some readily available tools has helped me evaluate my healthcare utilization over the last year and understand which healthcare plan will likely be the best fit for me. I encourage you to visit Blue Connect, Blue Cross Blue Shield of North Carolina’s website (www.bcbsnc.com). Clicking on the member login will take you through a registration process and after getting set up, you’ll have access to a wealth of information. From the homepage, you are able to view your current benefits and claims over the last year. On the Benefits tab, you can study your specific usage and out-of-pocket cost. From this page, you can also access a summary report which will compile information about how much you spent on each physician visit as well as you prescriptions.
I know that we cannot plan for every eventuality, but it is always important that we are informed consumers. As an organization, we are proud to offer a robust menu of benefits to support all our team members. I’m always glad to be of help to any of our team members, but any member of our HR Team is also available to help answer your questions or help you to understand the plan offerings even better. They are truly here to serve you as their customer.